What is Stripe?
Stripe is a leading online payment processing platform that enables businesses to accept and manage digital payments. It provides a suite of tools and APIs for handling transactions, subscriptions, invoicing, and more across websites and mobile apps.
Key Features of Stripe
- Payment processing for credit cards, debit cards, and digital wallets
- Support for multiple currencies and international payments
- Customizable checkout experiences
- Subscription and recurring billing management
- Fraud prevention and security measures
- Detailed analytics and reporting tools
- Integration with popular e-commerce platforms and content management systems
How to Use Stripe
- Sign up for a Stripe account
- Integrate Stripe's payment gateway into your website or app using their API or pre-built components
- Customize your checkout process and payment options
- Set up your bank account for payouts
- Start accepting payments and managing transactions through the Stripe dashboard
Pricing
Stripe operates on a pay-as-you-go model with no setup fees:
- 2.9% + $0.30 per successful card charge for most transactions
- Lower rates available for high-volume businesses
- Additional fees for international transactions and currency conversions
- Custom pricing available for enterprise-level clients
Helpful Tips for Using Stripe
- Utilize Stripe's extensive documentation and developer resources
- Implement strong customer authentication (SCA) for European transactions
- Regularly review your fraud prevention settings
- Take advantage of Stripe's testing environment before going live
- Keep your API keys secure and never expose them publicly
Frequently Asked Questions
Is Stripe secure?
Yes, Stripe is PCI DSS Level 1 compliant and uses advanced encryption to protect sensitive data.
Can I use Stripe for recurring payments?
Absolutely. Stripe offers robust tools for managing subscriptions and recurring billing.
Does Stripe work with mobile apps?
Yes, Stripe provides SDKs for iOS and Android to integrate payments into mobile applications.
How quickly can I receive payouts from Stripe?
Payout schedules vary by country, but typically range from 2-7 business days.
Can Stripe handle refunds?
Yes, you can easily process full or partial refunds through the Stripe dashboard or API.
Does Stripe support multiple currencies?
Stripe supports payments in over 135 currencies and can automatically convert them to your preferred payout currency.